Logo
Logo
Hero Background

Privacy Policy

Home—Privacy Policy

Effective Date: 1/7/2025

Digital Consulting Group, LLC ("Company," "we," "us," or "our") respects the privacy of every individual who visits our websites and uses our services. This Privacy Policy explains how we collect, use, share, and safeguard your information when you visit our websites, including but not limited to our short-term loan and personal loan lead generation platforms ("Website"). Please read this Privacy Policy carefully. By using our Website, you agree to the terms of this Privacy Policy.

If you do not agree with the terms of this Privacy Policy, please do not use our Website or submit any personal information to us.

1. Information We Collect

When you use our Website, we may collect both personally identifiable information ("PII") and non-personally identifiable information ("Non-PII") from you, including but not limited to:

Personal Information You Provide:
Name, address, email address, telephone number, date of birth, Social Security Number, banking information, employment details, and other loan application details.
Any information provided in connection with submitting a loan request form.

Automatically Collected Information:
IP address, browser type, device information, access times, pages viewed, referral URLs, and geolocation data.
Cookies, web beacons, pixel tags, and similar tracking technologies (see Section 6).

2. How We Use the Information We Collect

We may use your information to:

  • Process and submit your loan request to lenders, lead buyers, affiliates, and aggregators.
  • Connect you with third-party service providers and loan providers.
  • Communicate with you regarding your loan inquiry, provide updates, or respond to your questions.
  • Improve our Website, services, marketing efforts, and customer experience.
  • Comply with applicable laws, regulations, legal processes, or enforceable governmental requests.
  • Detect, investigate, and prevent fraudulent transactions and other illegal activities.
  • Enforce our Terms of Use and protect the security and integrity of our Website and business.

3. Sharing and Selling of Personal Information

We may share and/or sell your personal information with third parties, including but not limited to:

  • Lenders, lead buyers, and affiliates participating in our loan networks to process your loan requests.
  • Third-party marketing partners for direct marketing purposes unless you opt-out (see Section 9).
  • Service providers and contractors who perform services on our behalf, including hosting, analytics, and marketing.
  • Government agencies, law enforcement, or other parties as required by law or to protect our legal rights.

By submitting your information, you authorize us to share and sell your data as necessary to facilitate our services and comply with legal obligations.

4. Third-Party Links and Services

Our Website may contain links to third-party websites and services. We are not responsible for the privacy practices, content, or security of those third parties. You are encouraged to review their privacy policies before providing them with any information.

5. Third-Party Lender Data Practices

When you submit a loan inquiry through our platform, your information may be shared with third-party lenders, loan aggregators, or financial service providers. AuthorityLoan.com does not control how these third parties collect, use, or store your data. We strongly recommend that you review the privacy policies of any third-party lender before submitting your personal information. If you have concerns about how a lender is handling your data, you must contact them directly to exercise your data rights.

6. Data Security

We take reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, or disclosure. However, no system or method of transmission over the Internet is 100% secure, and we cannot guarantee the absolute security of your data. You use our Website and services at your own risk.

7. Cookies and Tracking Technologies

AuthorityLoan.com uses cookies, web beacons, Google Analytics, Microsoft Clarity (session replay software), and similar technologies to collect and process information about your interactions with our website. These tools help us analyze site usage, improve user experience, prevent fraud, and deliver personalized advertising. For more details, and to manage your preferences or opt out of certain types of tracking, please see our Cookie Policy or contact us.

8. Do Not Track Signals

Our Website does not respond to "Do Not Track" (DNT) signals or similar mechanisms transmitted by web browsers.

9. Children's Privacy

Our Website and services are not intended for individuals under the age of 13. We do not knowingly collect information from children under 13. If we learn that we have collected personal data from a child without parental consent, we will delete such information as required by law.

10. Your Choices and Opt-Out Rights

Right to Review and Correct Data: You have the right to access, review, update, and correct any personal information collected by AuthorityLoan.com. If you believe any data we hold about you is incorrect or incomplete, you may submit a request to update or delete your information by emailing. All valid requests will be processed within 30 days in accordance with applicable privacy laws.

Marketing Communications: You may opt out of receiving marketing emails by following the unsubscribe instructions provided in each communication.

Sale of Information: You may submit a request to opt out of the sale of your personal information by contacting us (see Section 12).

Cookies: You may disable cookies via your browser settings, but this may limit the functionality of our Website.

Data Deletion Requests: You may request deletion of your personal information subject to applicable laws.

11. Notice to California Residents (CCPA Compliance)

Pursuant to the California Consumer Privacy Act (CCPA), if you are a California resident, you have the right to:

  • Request disclosure of the categories and specific pieces of personal information we have collected about you.
  • Request the deletion of your personal information, subject to legal exceptions.
  • Opt out of the sale of your personal information.

12. Nevada Privacy Rights

If you are a Nevada resident, you may submit a request directing us not to sell your covered information to third parties.

13. Data Retention Policy

We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including compliance with legal, regulatory, and contractual obligations. Personal data may be retained for up to five (5) years after the last interaction, unless a longer retention period is required by law. Upon expiration of this period, data will be securely deleted or anonymized. Users may request early deletion of their data by contacting us.

14. Contacting Us

AuthorityLoan.com
1312 17th Street, Unit 1582
Denver, Colorado 80202
Email: support@authorityloan.com

15. Policy Updates

We reserve the right to modify or update this Privacy Policy at any time without prior notice. Updates will be effective when posted on this page. We encourage you to review this policy periodically. Your continued use of our Website constitutes acceptance of any changes.

16. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, consequential, or punitive damages arising out of or relating to this Privacy Policy or your use of the Website. Your sole and exclusive remedy for dissatisfaction with this Privacy Policy or our practices is to stop using our Website and services.

17. Governing Law and Jurisdiction

This Privacy Policy and any disputes related to it, our services, or your use of our Website shall be governed by and construed in accordance with the laws of the United States of America and, to the extent applicable, the laws of the State of Colorado, without regard to its conflict of law principles.

By accessing or using our Website and services, you agree that any legal action or proceeding arising out of or relating to this Privacy Policy shall be brought exclusively to the appropriate federal or state court located in Denver, Colorado, USA.

However, we reserve the right to bring legal proceedings in any jurisdiction where we believe a violation of this Privacy Policy is taking place or originating or where you are located if necessary to enforce our rights.

If you are accessing this Website from outside the United States, you are responsible for compliance with local laws applicable to your jurisdiction.

18. Acknowledgment

By using our Website, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

AuthorityLoan.com Logo
HomePrivacy PolicyTerms Of UseAdvertising DisclosureE-ConsentOLA Best PracticesDo Not Sell or Share My InfoUnsubscribe

1. Lending Guarantee Disclaimer

No Lending or Loan Guarantee

AuthorityLoan.com is a marketing and lead generation platform. It does not engage in lending, credit extension, or making credit decisions. Any offers or financial products are made by third-party lenders or service providers. We disclaim liability for their terms, actions, or omissions. Users must evaluate any lender independently before entering into an agreement.

2. Affiliate Disclosure

Affiliate and Revenue Disclosure

AuthorityLoan.com receives compensation from lenders, aggregators, and other financial service providers for the sale and transfer of consumer loan inquiries ("leads"). The compensation received may influence how and where offers appear on this website. The inclusion of lenders or partners on this site does not constitute an endorsement or recommendation. AuthorityLoan.com does not control the terms or policies of any third-party lender and encourages all users to independently verify any lender before engaging in any transaction.

3. Earnings and Results Disclaimer

No Guarantee of Loan Approval, Terms, or Financial Results

AuthorityLoan.com does not guarantee loan approval, interest rates, repayment terms, or specific financial outcomes. Any statements or representations on this website regarding potential loan approvals or outcomes are for informational purposes only. They should not be relied upon as guarantees. Actual terms and loan decisions are made solely by participating lenders based on their independent underwriting criteria and applicable laws. Users should carefully review all disclosures and agreements from any lender prior to entering into a loan contract.

4. TCPA Consent Disclaimer

Consent to Contact Under the TCPA

By submitting personal information on this website, users expressly consent to be contacted by AuthorityLoan.com, its partners, lenders, and service providers for marketing and servicing purposes via telephone, text message (SMS), email, or other means of communication, including the use of automated dialing systems and prerecorded messages, in accordance with the Telephone Consumer Protection Act (TCPA). This consent includes recurring messages and may involve telemarketing messages. Consent to be contacted is not a condition of using this website or purchasing any goods or services. Users may opt out of communications at any time by following the opt-out instructions included in the communication or by contacting AuthorityLoan.com directly.

5. Third-Party Liability Disclaimer

Limitation of Liability for Third-Party Actions

AuthorityLoan.com is not responsible for the products, services, actions, or terms of any third-party lender, aggregator, or financial service provider. This includes—but is not limited to—loan denials, repayment terms, fees, rates, or any collection activities. Users enter agreements with third-party providers at their own discretion and risk. Any agreements, contracts, or transactions entered into between users and third parties are strictly between those parties. AuthorityLoan.com does not review, endorse, or guarantee any lender's products, terms, or services and disclaims all liability arising from interactions, disputes, or agreements between users and third-party lenders. Users are encouraged to conduct their due diligence and review lender terms carefully before proceeding.

6. Regulatory Compliance Disclaimer

Regulatory Compliance and No Legal or Financial Advice

AuthorityLoan.com operates in accordance with applicable federal and state laws and regulations, including but not limited to consumer protection and data privacy laws. However, the information provided on this website is for general informational purposes only. It does not constitute legal, financial, or professional advice. Users should consult with licensed attorneys or financial professionals regarding any legal or financial matters. AuthorityLoan.com does not guarantee that interactions with third-party lenders will meet specific legal or regulatory requirements applicable to individual users.

Consumer Risk Disclosure

Borrowing money through short-term and installment loans carries financial risks. High-interest loans may not be suitable for all borrowers, and failure to repay may result in additional fees, collection efforts, or negative impacts on your credit score. Before accepting any loan offer, carefully review the lender's terms, repayment schedule, and total loan cost to ensure it aligns with your financial situation. If you are facing financial hardship, consider exploring alternative lending options or consulting a financial advisor.

APR Variation Notice

The Annual Percentage Rate (APR) for loans varies depending on lender policies, state regulations, creditworthiness, and loan terms. APRs typically range from 5.99% to 35.99%, but actual APRs may be higher or lower depending on lender policies, loan duration, borrower creditworthiness, state regulations, and additional factors. Lenders are required by law to disclose the exact APR, all fees, repayment schedules, and total loan cost before you agree to the loan.

7. Privacy Disclaimer

AuthorityLoan.com adheres to the Fair Credit Reporting Act (FCRA) and Truth in Lending Act (TILA). Your information is securely processed and only shared with participating lenders or other credit service providers in compliance with federal regulations.

8. Marketing and Lead Generation Practices Disclosure

If we are unable to connect you with a lender, or even if a lender connection is made, we may share your information—including name, contact details, and loan preferences—with third-party marketing partners. These partners may contact you with offers for loans or other financial and non-financial services, via email, SMS, phone calls, or online advertising.

By submitting your information, you consent to this sharing and to being contacted by these third parties. You may opt out at any time by contacting us or following the unsubscribe instructions provided in any communication.

9. Session Recording Notice

We use Microsoft Clarity to record certain user sessions for analytics, fraud prevention, and site improvement. Session data is not used for marketing or resale and is handled in accordance with our Privacy Policy.

10. California and Colorado Residents

You have the right to request access to, deletion of, or opt out of the sale or sharing of your personal information. To exercise your rights, please contact us at support@authorityloan.com.

11. Industry Best Practices

AuthorityLoan.com follows the Online Lenders Alliance (OLA) Best Practices to promote transparency, consumer protection, and responsible marketing. We are not currently an OLA member, but are committed to these standards and intend to pursue formal membership as our business grows.

12. Not a Lender Disclosure

AuthorityLoan.com is not a lender, does not make credit decisions, and does not offer loans directly. Loan offers are provided by third-party lenders and are subject to lender approval and applicable law. Loans may not be available in all states. Actual loan amounts, APRs, and repayment terms may vary by lender, state, and credit profile.

13. Accessibility

AuthorityLoan.com is committed to providing a website that is accessible to the widest possible audience. If you experience difficulty accessing any part of our site, please contact us at support@authorityloan.com and we will work to address your concerns.

14. Consumer Complaints

To file a complaint or resolve an issue, please contact us at support@authorityloan.com. We strive to respond to all inquiries and complaints within 30 days.

By submitting this form, you agree to receive documents electronically and consent to the use of electronic signatures in all transactions related to this service. You may withdraw your consent at any time by contacting us.

15. State Restrictions

Loans and services may not be available in all states. We are currently not operating in New York, California, West Virginia and Arkansas.

Last Updated: July 21, 2025