At AuthorityLoan.com, we provide electronic disclosures, records, and signatures to facilitate transactions between consumers and lenders. By using our platform, you agree to receive electronic communications in place of paper documents. This disclosure outlines your rights and obligations regarding electronic transactions and e-consent.

1. Consent to Electronic Transactions

By submitting your information, you expressly consent to:

• Receive electronic disclosures, notices, and communications related to loan inquiries, approvals, and transactions.
• Sign agreements electronically in compliance with the E-SIGN Act.
• Allow lenders and financial service providers to provide required documents digitally.

Acknowledgment Requirement: Before proceeding with any transaction, you must actively check a box or provide digital acknowledgment confirming that you have read and agree to this E-Consent Disclosure.

Third-Party Lenders' E-Consent: Some lenders may require separate e-consent agreements. AuthorityLoan.com is not responsible for a lender's e-signature policies, and users must review each lender's terms before proceeding.

2. Right to Receive Paper Copies

You may request a paper copy of any electronically provided document by contacting us at:

AuthorityLoan.com
1312 17th Street, Unit 1582
Denver, Colorado 80202
Email: support@authorityloan.com

Requests for paper copies will not revoke your prior e-consent, and a reasonable fee may apply.

3. Right to Withdraw Consent

You have the right to withdraw your e-consent at any time by notifying us in writing. However, withdrawing consent may:

• Prevent you from completing transactions with participating lenders electronically.
• Require you to submit loan applications and receive disclosures in paper form.

Processing time for withdrawal requests is up to 10 business days.

4. Updating Your Contact Information

To continue receiving electronic communications, it is your responsibility to keep your email address and phone number updated. If your contact information changes, notify us immediately using the details provided above.

5. Hardware and Software Requirements

To access and retain electronic records, you must have:

• A device with internet access (computer, tablet, smartphone).
• A web browser that supports secure encryption.
• A valid email account to receive communications.
• Software to open PDF documents (e.g., Adobe Acrobat Reader).
• A printer or storage device if you choose to retain copies.

If technology requirements change, we will notify you and provide an opportunity to withdraw consent.

6. Governing Law & Acceptance

This E-Consent Disclosure is governed by the E-SIGN Act and applicable federal and state laws. By submitting your information and checking the acknowledgment box, you confirm that you:

• Have read and understand this E-Consent Disclosure.
• Agree to conduct transactions electronically with AuthorityLoan.com and third-party lenders.
• Acknowledge that lenders may have additional e-consent requirements.

If you do not agree to these terms, do not proceed with submitting your information on this website.

For questions or assistance, contact us using the information above.