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A Simple Path For Your Loan Needs

Step 1

Complete The Form

We use this information to connect you with lenders.

Step 2

Evaluate Loan Offer

Potentially connect with a lender and decide if it's right for you.

Step 3

Complete Process

Receive your funds if you are connected with a lender.

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You Could Get Connected With a Lender Quickly

With just one quick online form, you could be get connected with a lender. Whether you need $100 or $40,000 our network of lenders and lending partners is ready to help.

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Frequently Asked Questions

Our digital platform aims to connect you with lenders from both our primary network and a wider range of third-party, non-lending networks. If we successfully find loan offers that suit your needs, we will present the details so you can move forward with your loan offer.

Please note: AuthorityLoan.com does not offer loans directly and does not influence any loan decisions or terms. Offers, rates, and approvals are determined solely by third-party lenders. Once an offer is made, you'll have the chance to carefully review the terms and decide whether to accept or decline it.

Some of our lending partners may offer lines of credit in addition to traditional loans. We highly recommend that you carefully examine the terms of any loan before making a decision to proceed. In the event that we are unable to connect you with a lender, or if we do connect you, please be aware that we may share your basic information with our marketing partners, who may contact you with additional products or service offers.

Our service is completely digital and most lenders or service providers offer a digital service. We cannot guarantee that all lenders and service providers will offer a fully digital service.

We do not set or control the rates and terms of your potential loan and they are set by the lender that you could potentially be connected with. It is of utmost importance that you review the rates and terms for a loan prior to accepting it.

It's Easy to Submit a Loan Request

If you have any questions regarding your loan request please contact your lender or lending partner directly.

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1. Lending Guarantee Disclaimer

No Lending or Loan Guarantee

AuthorityLoan.com is a marketing and lead generation platform. It does not engage in lending, credit extension, or making credit decisions. Any offers or financial products are made by third-party lenders or service providers. We disclaim liability for their terms, actions, or omissions. Users must evaluate any lender independently before entering into an agreement.

2. Affiliate Disclosure

Affiliate and Revenue Disclosure

AuthorityLoan.com receives compensation from lenders, aggregators, and other financial service providers for the sale and transfer of consumer loan inquiries ("leads"). The compensation received may influence how and where offers appear on this website. The inclusion of lenders or partners on this site does not constitute an endorsement or recommendation. AuthorityLoan.com does not control the terms or policies of any third-party lender and encourages all users to independently verify any lender before engaging in any transaction.

3. Earnings and Results Disclaimer

No Guarantee of Loan Approval, Terms, or Financial Results

AuthorityLoan.com does not guarantee loan approval, interest rates, repayment terms, or specific financial outcomes. Any statements or representations on this website regarding potential loan approvals or outcomes are for informational purposes only. They should not be relied upon as guarantees. Actual terms and loan decisions are made solely by participating lenders based on their independent underwriting criteria and applicable laws. Users should carefully review all disclosures and agreements from any lender prior to entering into a loan contract.

4. TCPA Consent Disclaimer

Consent to Contact Under the TCPA

By submitting personal information on this website, users expressly consent to be contacted by AuthorityLoan.com, its partners, lenders, and service providers for marketing and servicing purposes via telephone, text message (SMS), email, or other means of communication, including the use of automated dialing systems and prerecorded messages, in accordance with the Telephone Consumer Protection Act (TCPA). This consent includes recurring messages and may involve telemarketing messages. Consent to be contacted is not a condition of using this website or purchasing any goods or services. Users may opt out of communications at any time by following the opt-out instructions included in the communication or by contacting AuthorityLoan.com directly.

5. Third-Party Liability Disclaimer

Limitation of Liability for Third-Party Actions

AuthorityLoan.com is not responsible for the products, services, actions, or terms of any third-party lender, aggregator, or financial service provider. This includes—but is not limited to—loan denials, repayment terms, fees, rates, or any collection activities. Users enter agreements with third-party providers at their own discretion and risk. Any agreements, contracts, or transactions entered into between users and third parties are strictly between those parties. AuthorityLoan.com does not review, endorse, or guarantee any lender's products, terms, or services and disclaims all liability arising from interactions, disputes, or agreements between users and third-party lenders. Users are encouraged to conduct their due diligence and review lender terms carefully before proceeding.

6. Regulatory Compliance Disclaimer

Regulatory Compliance and No Legal or Financial Advice

AuthorityLoan.com operates in accordance with applicable federal and state laws and regulations, including but not limited to consumer protection and data privacy laws. However, the information provided on this website is for general informational purposes only. It does not constitute legal, financial, or professional advice. Users should consult with licensed attorneys or financial professionals regarding any legal or financial matters. AuthorityLoan.com does not guarantee that interactions with third-party lenders will meet specific legal or regulatory requirements applicable to individual users.

Consumer Risk Disclosure

Borrowing money through short-term and installment loans carries financial risks. High-interest loans may not be suitable for all borrowers, and failure to repay may result in additional fees, collection efforts, or negative impacts on your credit score. Before accepting any loan offer, carefully review the lender's terms, repayment schedule, and total loan cost to ensure it aligns with your financial situation. If you are facing financial hardship, consider exploring alternative lending options or consulting a financial advisor.

APR Variation Notice

The Annual Percentage Rate (APR) for loans varies depending on lender policies, state regulations, creditworthiness, and loan terms. APRs typically range from 5.99% to 35.99%, but actual APRs may be higher or lower depending on lender policies, loan duration, borrower creditworthiness, state regulations, and additional factors. Lenders are required by law to disclose the exact APR, all fees, repayment schedules, and total loan cost before you agree to the loan.

7. Privacy Disclaimer

AuthorityLoan.com adheres to the Fair Credit Reporting Act (FCRA) and Truth in Lending Act (TILA). Your information is securely processed and only shared with participating lenders or other credit service providers in compliance with federal regulations.

8. Marketing and Lead Generation Practices Disclosure

If we are unable to connect you with a lender, or even if a lender connection is made, we may share your information—including name, contact details, and loan preferences—with third-party marketing partners. These partners may contact you with offers for loans or other financial and non-financial services, via email, SMS, phone calls, or online advertising.

By submitting your information, you consent to this sharing and to being contacted by these third parties. You may opt out at any time by contacting us or following the unsubscribe instructions provided in any communication.

9. Session Recording Notice

We use Microsoft Clarity to record certain user sessions for analytics, fraud prevention, and site improvement. Session data is not used for marketing or resale and is handled in accordance with our Privacy Policy.

10. California and Colorado Residents

You have the right to request access to, deletion of, or opt out of the sale or sharing of your personal information. To exercise your rights, please contact us at support@authorityloan.com.

11. Industry Best Practices

AuthorityLoan.com follows the Online Lenders Alliance (OLA) Best Practices to promote transparency, consumer protection, and responsible marketing. We are not currently an OLA member, but are committed to these standards and intend to pursue formal membership as our business grows.

12. Not a Lender Disclosure

AuthorityLoan.com is not a lender, does not make credit decisions, and does not offer loans directly. Loan offers are provided by third-party lenders and are subject to lender approval and applicable law. Loans may not be available in all states. Actual loan amounts, APRs, and repayment terms may vary by lender, state, and credit profile.

13. Accessibility

AuthorityLoan.com is committed to providing a website that is accessible to the widest possible audience. If you experience difficulty accessing any part of our site, please contact us at support@authorityloan.com and we will work to address your concerns.

14. Consumer Complaints

To file a complaint or resolve an issue, please contact us at support@authorityloan.com. We strive to respond to all inquiries and complaints within 30 days.

By submitting this form, you agree to receive documents electronically and consent to the use of electronic signatures in all transactions related to this service. You may withdraw your consent at any time by contacting us.

15. State Restrictions

Loans and services may not be available in all states. We are currently not operating in New York, California, West Virginia and Arkansas.

Last Updated: July 21, 2025